# Cheapest Merchant of Record for SaaS in 2026: Full Pricing Breakdown

DevFeed: [Cheapest Merchant of Record for SaaS in 2026: Full Pricing Breakdown](<https://devfeed.tech/articles/cheapest-merchant-of-record-for-saas-in-2026-full-pricing-breakdown-9752.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/cheapest-merchant-of-record/>)

Author: Ayush Agarwal

Published: 2026-03-22T00:00:00Z

Content type: comparison

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Software as a service](<https://devfeed.tech/topics/saas.md>)

Tags: [2026](<https://devfeed.tech/tags/2026.md>), [compliance](<https://devfeed.tech/tags/compliance.md>), [fees](<https://devfeed.tech/tags/fees.md>), [merchant-of-record](<https://devfeed.tech/tags/merchant-of-record.md>), [payments](<https://devfeed.tech/tags/payments.md>), [pricing](<https://devfeed.tech/tags/pricing.md>), [saas](<https://devfeed.tech/tags/saas.md>)

## AI overview

This comparison evaluates Merchant of Record pricing for SaaS in 2026, covering Dodo Payments, Creem, Paddle, Lemon Squeezy, and other providers. It explains why the cheapest option depends on transaction mix and total cost of ownership, including percentage fees, fixed fees, subscription and international surcharges, foreign-exchange or payout deductions, and operational overhead.

## Source excerpt

Looking for the cheapest merchant of record for SaaS? This answer-first guide compares Dodo Payments, Creem, Paddle, FastSpring, Lemon Squeezy, Gumroad, and Whop using real pricing and total cost of ownership math.