# Credit Card Surcharging Rules for Digital Businesses

DevFeed: [Credit Card Surcharging Rules for Digital Businesses](<https://devfeed.tech/articles/credit-card-surcharging-rules-for-digital-businesses-9773.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/credit-card-surcharging/>)

Author: Deepak Jangir

Published: 2026-08-10T00:00:00Z

Content type: article

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Software as a service](<https://devfeed.tech/topics/saas.md>), [Shared Responsibility Model](<https://devfeed.tech/topics/shared-responsibility-model.md>)

Tags: [australia](<https://devfeed.tech/tags/australia.md>), [canada](<https://devfeed.tech/tags/canada.md>), [checkout](<https://devfeed.tech/tags/checkout.md>), [cost](<https://devfeed.tech/tags/cost.md>), [fees](<https://devfeed.tech/tags/fees.md>), [global](<https://devfeed.tech/tags/global.md>), [india](<https://devfeed.tech/tags/india.md>), [legal](<https://devfeed.tech/tags/legal.md>), [payment](<https://devfeed.tech/tags/payment.md>), [payments](<https://devfeed.tech/tags/payments.md>), [policy](<https://devfeed.tech/tags/policy.md>), [pricing](<https://devfeed.tech/tags/pricing.md>), [saas](<https://devfeed.tech/tags/saas.md>), [united-kingdom](<https://devfeed.tech/tags/united-kingdom.md>)

## AI overview

This article explains credit card surcharging for digital businesses, including its definition, geographic restrictions, card-network requirements, caps, notification duties, and disclosure obligations. It emphasizes that SaaS businesses operating globally must evaluate surcharging separately by market because it is prohibited or restricted in several jurisdictions and can put card-acceptance accounts at risk. It also points to market-specific pricing as an alternative.

## Source excerpt

How credit card surcharging works, where it is legal, what the card network caps and disclosure rules require, and better alternatives for SaaS pricing.