# How MoR Payouts Work: Settlement Cycles, Holds, and Reserves Explained

DevFeed: [How MoR Payouts Work: Settlement Cycles, Holds, and Reserves Explained](<https://devfeed.tech/articles/how-mor-payouts-work-settlement-cycles-holds-and-reserves-explained-10077.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/mor-payouts-settlement-explained/>)

Author: Ayush Agarwal

Published: 2026-05-10T00:00:00Z

Content type: tutorial

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Transactions](<https://devfeed.tech/topics/transactions.md>), [Network](<https://devfeed.tech/topics/network.md>)

Tags: [compliance](<https://devfeed.tech/tags/compliance.md>), [fees](<https://devfeed.tech/tags/fees.md>), [merchant-of-record](<https://devfeed.tech/tags/merchant-of-record.md>), [operations](<https://devfeed.tech/tags/operations.md>), [payment](<https://devfeed.tech/tags/payment.md>), [payment-gateway](<https://devfeed.tech/tags/payment-gateway.md>), [payments](<https://devfeed.tech/tags/payments.md>)

## AI overview

This guide explains how merchant-of-record payouts move from customer payment through settlement and transaction aggregation to the final bank transfer. It covers payout cycles, deductions, holds, reserves, and timing considerations for cash-flow planning.

## Source excerpt

A deep look at MoR payouts: cycles, deductions, thresholds, holds, reserves, and the timing reality founders need to plan cash flow correctly.