# How to Accept ACH Payments From Customers: Complete 2026 Guide

DevFeed: [How to Accept ACH Payments From Customers: Complete 2026 Guide](<https://devfeed.tech/articles/how-to-accept-ach-payments-from-customers-complete-2026-guide-9512.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/accept-ach-payments-from-customers/>)

Author: Ayush Agarwal

Published: 2026-06-03T00:00:00Z

Content type: tutorial

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Transactions](<https://devfeed.tech/topics/transactions.md>), [tokenization](<https://devfeed.tech/topics/tokenization.md>), [Security](<https://devfeed.tech/topics/security.md>)

Tags: [2026](<https://devfeed.tech/tags/2026.md>), [ach](<https://devfeed.tech/tags/ach.md>), [b2b](<https://devfeed.tech/tags/b2b.md>), [bank-transfers](<https://devfeed.tech/tags/bank-transfers.md>), [cost](<https://devfeed.tech/tags/cost.md>), [fees](<https://devfeed.tech/tags/fees.md>), [guide](<https://devfeed.tech/tags/guide.md>), [how-to](<https://devfeed.tech/tags/how-to.md>), [payment](<https://devfeed.tech/tags/payment.md>), [payment-processing](<https://devfeed.tech/tags/payment-processing.md>), [security](<https://devfeed.tech/tags/security.md>), [time](<https://devfeed.tech/tags/time.md>), [tokenization](<https://devfeed.tech/tags/tokenization.md>), [us](<https://devfeed.tech/tags/us.md>), [verification](<https://devfeed.tech/tags/verification.md>)

## AI overview

This guide explains how businesses can accept ACH payments, covering setup, fees, processing times, verification, tokenization, and when ACH is preferable to cards. It describes ACH as a US bank-to-bank payment network and outlines benefits such as lower fees, along with tradeoffs including slower settlement, US-only coverage, verification friction, and possible returns.

## Source excerpt

How to accept ACH payments from customers - setup process, fees, processing time, security, and when ACH is the right choice vs cards for B2B and high-ticket sales.