# Pay by Bank: How A2A Payments Work for SaaS

DevFeed: [Pay by Bank: How A2A Payments Work for SaaS](<https://devfeed.tech/articles/pay-by-bank-how-a2a-payments-work-for-saas-10217.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/pay-by-bank/>)

Author: Deepak Jangir

Published: 2026-08-06T00:00:00Z

Content type: article

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Software as a service](<https://devfeed.tech/topics/saas.md>), [Authentication](<https://devfeed.tech/topics/authentication.md>), [real-time](<https://devfeed.tech/topics/real-time.md>), [Localization (l10n)](<https://devfeed.tech/topics/localization.md>)

Tags: [authentication](<https://devfeed.tech/tags/authentication.md>), [comparison](<https://devfeed.tech/tags/comparison.md>), [conversion](<https://devfeed.tech/tags/conversion.md>), [global](<https://devfeed.tech/tags/global.md>), [payments](<https://devfeed.tech/tags/payments.md>), [real-time](<https://devfeed.tech/tags/real-time.md>), [saas](<https://devfeed.tech/tags/saas.md>)

## AI overview

This guide explains how pay-by-bank, or account-to-account payments, move money directly from a customer's bank account to a SaaS merchant. It covers the payment flow, authentication, near-real-time settlement, cost and dispute trade-offs versus cards, and the regional nature of domestic payment schemes.

## Source excerpt

How pay by bank and account-to-account payments work, what they cost compared with cards, and where they fit in a global SaaS checkout.