# Payment Compliance: GDPR and PSD2 Obligations for SaaS

DevFeed: [Payment Compliance: GDPR and PSD2 Obligations for SaaS](<https://devfeed.tech/articles/payment-compliance-gdpr-and-psd2-obligations-for-saas-10234.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/payment-compliance-gdpr-psd2/>)

Author: Ayush Agarwal

Published: 2026-04-15T00:00:00Z

Content type: tutorial

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Software as a service](<https://devfeed.tech/topics/saas.md>), [data-processing](<https://devfeed.tech/topics/data-processing.md>), [Security, Privacy and Abuse Prevention](<https://devfeed.tech/topics/security-privacy-and-abuse-prevention.md>), [Authentication](<https://devfeed.tech/topics/authentication.md>), [tokenization](<https://devfeed.tech/topics/tokenization.md>)

Tags: [authentication](<https://devfeed.tech/tags/authentication.md>), [compliance](<https://devfeed.tech/tags/compliance.md>), [data-processing](<https://devfeed.tech/tags/data-processing.md>), [gdpr](<https://devfeed.tech/tags/gdpr.md>), [merchant-of-record](<https://devfeed.tech/tags/merchant-of-record.md>), [payment](<https://devfeed.tech/tags/payment.md>), [saas](<https://devfeed.tech/tags/saas.md>), [tokenization](<https://devfeed.tech/tags/tokenization.md>)

## AI overview

A guide to GDPR and PSD2 obligations for SaaS companies handling payments for European customers. It covers personal-data handling, Strong Customer Authentication, data minimization, retention, breach notification, tokenization, and merchant-of-record arrangements.

## Source excerpt

Understand how GDPR and PSD2 affect your SaaS payment flows. Covers data handling obligations, Strong Customer Authentication, and how a merchant of record simplifies compliance.