# Small Business Credit Card Processing Fees Explained (2026)

DevFeed: [Small Business Credit Card Processing Fees Explained (2026)](<https://devfeed.tech/articles/small-business-credit-card-processing-fees-explained-2026-9771.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/credit-card-processing-fees-small-business/>)

Author: Aarthi Poonia

Published: 2026-07-03T00:00:00Z

Content type: article

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Transactions](<https://devfeed.tech/topics/transactions.md>), [Software as a service](<https://devfeed.tech/topics/saas.md>)

Tags: [cost](<https://devfeed.tech/tags/cost.md>), [fees](<https://devfeed.tech/tags/fees.md>), [guide](<https://devfeed.tech/tags/guide.md>), [payment-processing](<https://devfeed.tech/tags/payment-processing.md>), [payments](<https://devfeed.tech/tags/payments.md>), [pricing](<https://devfeed.tech/tags/pricing.md>), [small-business](<https://devfeed.tech/tags/small-business.md>)

## AI overview

A 2026 guide explaining the three components of small-business credit card processing fees: interchange, assessment fees, and processor markup. It compares flat-rate, interchange-plus, and tiered pricing, emphasizing that processor markup is the main negotiable cost.

## Source excerpt

A 2026 guide to small business credit card processing fees: interchange, assessment, and markup explained, typical rates, and proven ways to lower what you pay per transaction.