# Payment Fraud

Published articles for Payment Fraud.

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## Expanding Fraud Strategies Beyond Payment Fraud

DevFeed: [Expanding Fraud Strategies Beyond Payment Fraud](<https://devfeed.tech/articles/how-to-solve-for-more-than-just-payment-fraud-20430.md>)

Original publisher: [Read original article](<https://sift.com/blog/how-to-solve-for-more-than-just-payment-fraud/>)

Author: Sift Trust and Safety Team

Published: 2026-08-26T18:08:35Z

Content type: article

Language: en

Sources: [Sift Science](<https://devfeed.tech/sources/sift-science.md>)

Topics: [account takeover](<https://devfeed.tech/topics/account-takeover.md>)

Tags: [account-takeover](<https://devfeed.tech/tags/account-takeover.md>), [chargeback-disputes](<https://devfeed.tech/tags/chargeback-disputes.md>), [chargebacks](<https://devfeed.tech/tags/chargebacks.md>), [compliance](<https://devfeed.tech/tags/compliance.md>), [customer-trust](<https://devfeed.tech/tags/customer-trust.md>), [fraud](<https://devfeed.tech/tags/fraud.md>), [fraud-and-compliance](<https://devfeed.tech/tags/fraud-and-compliance.md>), [fraud-prevention](<https://devfeed.tech/tags/fraud-prevention.md>), [fraud-strategy](<https://devfeed.tech/tags/fraud-strategy.md>), [loyalty-point-fraud](<https://devfeed.tech/tags/loyalty-point-fraud.md>), [loyalty-points](<https://devfeed.tech/tags/loyalty-points.md>), [non-payment-fraud](<https://devfeed.tech/tags/non-payment-fraud.md>), [payment-fraud](<https://devfeed.tech/tags/payment-fraud.md>), [promo-abuse](<https://devfeed.tech/tags/promo-abuse.md>), [trust-and-safety](<https://devfeed.tech/tags/trust-and-safety.md>)

### AI overview

This article explains why fraud programs should address risks across the full customer lifecycle rather than focusing only on payment fraud. It discusses account takeover, fake accounts, promo abuse, loyalty points, giveaways, and coordination between fraud, risk, and compliance teams.

### Source excerpt

Most fraud programs start with payment fraud, and for good reason. It's the fastest path to measurable loss. But teams that stop there often miss account takeover, fake account creation, and promo abuse until those problems show up in support tickets, chargeback disputes, or a spike in customer complaints. By the time it's visible, it's [...] The post How to Solve for More Than Just Payment Fraud appeared first on Sift.

## What is Trust and Safety?

DevFeed: [What is Trust and Safety?](<https://devfeed.tech/articles/what-is-trust-and-safety-20437.md>)

Original publisher: [Read original article](<https://sift.com/blog/trust-and-safety/>)

Author: Ben Price

Published: 2026-08-28T23:00:00Z

Content type: article

Language: en

Sources: [Sift Science](<https://devfeed.tech/sources/sift-science.md>)

Topics: [Security, Privacy and Abuse Prevention](<https://devfeed.tech/topics/security-privacy-and-abuse-prevention.md>), [Transactions](<https://devfeed.tech/topics/transactions.md>), [account takeover](<https://devfeed.tech/topics/account-takeover.md>)

Tags: [account-takeover](<https://devfeed.tech/tags/account-takeover.md>), [authentication](<https://devfeed.tech/tags/authentication.md>), [chargebacks](<https://devfeed.tech/tags/chargebacks.md>), [digital-platforms](<https://devfeed.tech/tags/digital-platforms.md>), [digital-trust](<https://devfeed.tech/tags/digital-trust.md>), [digital-trust-safety](<https://devfeed.tech/tags/digital-trust-safety.md>), [fraud-detection](<https://devfeed.tech/tags/fraud-detection.md>), [fraud-prevention](<https://devfeed.tech/tags/fraud-prevention.md>), [payment-fraud](<https://devfeed.tech/tags/payment-fraud.md>), [trust](<https://devfeed.tech/tags/trust.md>), [trust-and-safety](<https://devfeed.tech/tags/trust-and-safety.md>), [trust-safety](<https://devfeed.tech/tags/trust-safety.md>)

### AI overview

This article explains Trust and Safety as an organizational capability for protecting digital platforms, users, transactions, and interactions. It describes how the discipline brings together fraud prevention, content moderation, abuse prevention, and policy enforcement across the user journey, including payment fraud, fake account creation, account takeover, and content integrity.

### Source excerpt

Trust and Safety is the practice of protecting the integrity of digital platforms, their users, and the transactions and interactions that take place on them. As a discipline, trust and safety spans fraud prevention, content moderation, abuse prevention, and policy enforcement across the full user journey. For fraud teams and platform operators, it represents a [...] The post What is Trust and Safety? appeared first on Sift.

## Know Your Super Bowl: How Fraud Teams Can Prepare for Peak Payment Volume Spikes

DevFeed: [Know Your Super Bowl: How Fraud Teams Can Prepare for Peak Payment Volume Spikes](<https://devfeed.tech/articles/know-your-super-bowl-how-fraud-teams-can-prepare-for-peak-payment-volume-spikes-20428.md>)

Original publisher: [Read original article](<https://sift.com/blog/how-fraud-teams-can-prepare-for-peak-payment-volume/>)

Author: Sift Trust and Safety Team

Published: 2026-09-02T16:15:14Z

Content type: opinion

Language: en

Sources: [Sift Science](<https://devfeed.tech/sources/sift-science.md>)

Topics: [Security, Privacy and Abuse Prevention](<https://devfeed.tech/topics/security-privacy-and-abuse-prevention.md>), [Finance](<https://devfeed.tech/topics/finance.md>)

Tags: [agentic-commerce-fraud](<https://devfeed.tech/tags/agentic-commerce-fraud.md>), [business](<https://devfeed.tech/tags/business.md>), [digital-trust-safety](<https://devfeed.tech/tags/digital-trust-safety.md>), [fraud-prevention](<https://devfeed.tech/tags/fraud-prevention.md>), [fraud-prevention-planning](<https://devfeed.tech/tags/fraud-prevention-planning.md>), [incident-response-plan](<https://devfeed.tech/tags/incident-response-plan.md>), [payment-fraud](<https://devfeed.tech/tags/payment-fraud.md>), [payment-volume-spikes](<https://devfeed.tech/tags/payment-volume-spikes.md>), [peak-payment-volume](<https://devfeed.tech/tags/peak-payment-volume.md>), [product](<https://devfeed.tech/tags/product.md>), [seasonal-fraud-trends](<https://devfeed.tech/tags/seasonal-fraud-trends.md>), [shared-payment-credentials](<https://devfeed.tech/tags/shared-payment-credentials.md>)

### AI overview

The article explains how fraud teams can prepare for predictable and unexpected payment volume spikes. It recommends identifying business-specific peak periods, coordinating forecasts and risk tolerance in advance, and tightly controlling fraud-rule changes around high-volume events.

### Source excerpt

Every business has a Super Bowl. It just isn't always the Super Bowl. For one company, it might be Black Friday. For another, Valentine's Day. For others, the biggest payment spike of the year comes from a product launch, ticket release, or viral moment nobody saw coming. That was the premise of a recent Merchant [...] The post Know Your Super Bowl: How Fraud Teams Can Prepare for Peak Payment Volume Spikes appeared first on Sift.

## Chargeback Fraud Prevention: How to Protect Your Digital Business Revenue

DevFeed: [Chargeback Fraud Prevention: How to Protect Your Digital Business Revenue](<https://devfeed.tech/articles/chargeback-fraud-prevention-how-to-protect-your-digital-business-revenue-9729.md>)

Original publisher: [Read original article](<https://dodopayments.com/blogs/chargeback-fraud-prevention/>)

Author: Ayush Agarwal

Published: 2026-04-04T00:00:00Z

Content type: tutorial

Language: en

Sources: [Dodo Payments Blog](<https://devfeed.tech/sources/dodo-payments-blog.md>)

Topics: [Security, Privacy and Abuse Prevention](<https://devfeed.tech/topics/security-privacy-and-abuse-prevention.md>), [Software as a service](<https://devfeed.tech/topics/saas.md>), [account takeover](<https://devfeed.tech/topics/account-takeover.md>), [Software](<https://devfeed.tech/topics/software.md>)

Tags: [account-takeover](<https://devfeed.tech/tags/account-takeover.md>), [chargebacks](<https://devfeed.tech/tags/chargebacks.md>), [data-breaches](<https://devfeed.tech/tags/data-breaches.md>), [digital-products](<https://devfeed.tech/tags/digital-products.md>), [fraud-prevention](<https://devfeed.tech/tags/fraud-prevention.md>), [merchant-of-record](<https://devfeed.tech/tags/merchant-of-record.md>), [payment-fraud](<https://devfeed.tech/tags/payment-fraud.md>), [payments](<https://devfeed.tech/tags/payments.md>), [phishing](<https://devfeed.tech/tags/phishing.md>), [revenue](<https://devfeed.tech/tags/revenue.md>), [saas](<https://devfeed.tech/tags/saas.md>)

### AI overview

A guide to preventing chargeback fraud for SaaS and digital product businesses. It explains types of chargeback fraud, signals to monitor, fraud-prevention tools, and how the Merchant of Record model can shift fraud liability.

### Source excerpt

Stop chargeback fraud with proven prevention strategies for digital product sellers and SaaS companies, from fraud signals to MoR protection.

## The future of the App Store

DevFeed: [The future of the App Store](<https://devfeed.tech/articles/the-future-of-the-app-store-38590.md>)

Original publisher: [Read original article](<https://marco.org/2021/09/13/future-of-the-app-store>)

Author: Marco Arment

Published: 2021-09-13T21:18:11Z

Content type: opinion

Language: en

Sources: [Marco.org](<https://devfeed.tech/sources/marco-org.md>)

Topics: [App](<https://devfeed.tech/topics/app.md>), [browser](<https://devfeed.tech/topics/browser.md>), [Payment Fraud](<https://devfeed.tech/topics/payment-fraud.md>)

Tags: [apple](<https://devfeed.tech/tags/apple.md>), [apple-pay](<https://devfeed.tech/tags/apple-pay.md>), [browser](<https://devfeed.tech/tags/browser.md>), [fraud-prevention](<https://devfeed.tech/tags/fraud-prevention.md>), [payment](<https://devfeed.tech/tags/payment.md>), [payment-fraud](<https://devfeed.tech/tags/payment-fraud.md>), [processors](<https://devfeed.tech/tags/processors.md>)

### AI overview

An opinion article predicts that changes to Apple's App Store payment rules will preserve in-app purchases while allowing external purchase links. It argues that most apps will need to offer both options, with reader apps receiving an exemption, and that external payments could increase competition and enable new business models.

### Source excerpt

After the dust settles from the developer class-action settlement, the South Korean law, the JFTC announcement, and the Apple v. Epic decision, I think the most likely long-term outcome isn't very different from the status quo -- and that's a good thing. Allowing external purchases Here's what I think we'll end up with: Apple will still require apps to use their IAP system for any qualifying purchases that occur in the apps themselves. All app types will be allowed to link out to a browser for other purchase methods. Most apps will be required to also offer IAP side-by-side with any external methods.1 Only "Reader apps" will be exempt from this requirement.2 Apple will have many rules regarding the display, descriptions, and behavior of external purchases, many of which will be unpublished and ever-changing. App Review will be extremely harsh, inconsistent, capricious, petty, and punitive with their enforcement.3 Apple won't require price-matching between IAP and external purchases. These few but important corrections reduce Apple's worst behavior and should relieve most regulatory pressure. The result won't look much different than the status quo: Most big media apps (qualifying as "reader" apps) won't offer IAP, but will finally be allowed to link to their websites from their apps and offer purchases there. Many games will offer both IAP and external purchases, with the external choice offering a discount, bonus gems, extra loot boxes, or other manipulative tricks to optimize the profitability of casino games for children (commissions from which have been the largest portion of Apple's "services revenue" to date). Most importantly, many products, services, and business models will become possible that previously weren't, leading to more apps, more competition, and more money going to more places. External purchase methods will evolve to be almost as convenient as IAP (especially if Apple Pay is permitted in this context), and payment processors will reduce the burd