# payment-gateway Published articles for payment-gateway. This is one page of public article previews, not the complete archive. Follow Next page to continue. Summaries are not the original full articles. ## Subscription Payment Gateway: How to Pick One for Your SaaS DevFeed: [Subscription Payment Gateway: How to Pick One for Your SaaS]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-06-09T00:00:00Z Content type: comparison Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [stripe]() Tags: [buyers-guide](), [cancellation](), [features](), [geography](), [guide](), [merchant-of-record](), [payment-gateway](), [payments](), [retry](), [saas](), [set](), [stripe](), [subscription](), [subscriptions](), [webhooks]() ### AI overview A buyer's guide to subscription payment gateways for SaaS. It explains the minimum capabilities gateways need, including recurring charges, secure credential storage, retry logic, credential updates, and webhooks, then compares pure gateways, PSPs with native subscription billing, and merchant-of-record platforms. ### Source excerpt Subscription payment gateway buyers guide for SaaS founders. What features matter, how PSPs differ from MoRs, and how to evaluate by stage and geography. ## Hosted vs Self-Hosted Payment Gateway: Which Is Right for Your SaaS? DevFeed: [Hosted vs Self-Hosted Payment Gateway: Which Is Right for Your SaaS?]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-06-08T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Self-hosted](), [Software as a service](), [Shared Responsibility Model](), [API]() Tags: [api](), [architecture](), [compliance](), [gateway](), [payment-gateway](), [payments](), [pci-dss](), [saas](), [self-hosted]() ### AI overview This guide compares hosted and self-hosted payment gateways for SaaS products. Hosted gateways keep card-data collection on the provider's infrastructure, reducing PCI DSS scope and integration work, while self-hosted gateways provide more control over checkout and customer experience but require greater compliance effort. Client-side tokenization can keep raw card data out of the backend. ### Source excerpt Hosted vs self-hosted payment gateway compared. PCI scope, control, integration speed, and which model fits SMB SaaS, enterprise, and global product-led companies. ## Top Midtrans Alternatives for Indonesian SaaS and E-commerce in 2026 DevFeed: [Top Midtrans Alternatives for Indonesian SaaS and E-commerce in 2026]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-05-15T00:00:00Z Content type: comparison Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [Terraform]() Tags: [2026](), [alternatives](), [compare](), [cross-border](), [e-commerce](), [indonesia](), [merchant-of-record](), [payment-gateway](), [pricing](), [saas](), [vat]() ### AI overview A comparison of Midtrans alternatives for Indonesian SaaS founders and e-commerce merchants in 2026. It explains Midtrans's IDR-only processing and its role as a payment service provider rather than a Merchant of Record, then frames when businesses may consider regional gateways or Merchant of Record services for global billing and tax compliance. ### Source excerpt Compare the best Midtrans alternatives for Indonesian SaaS founders and e-commerce merchants in 2026. Verified pricing on Xendit, DOKU, iPaymu, Faspay, and the Merchant of Record option for cross-border SaaS. ## How MoR Payouts Work: Settlement Cycles, Holds, and Reserves Explained DevFeed: [How MoR Payouts Work: Settlement Cycles, Holds, and Reserves Explained]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-05-10T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Transactions](), [Network]() Tags: [compliance](), [fees](), [merchant-of-record](), [operations](), [payment](), [payment-gateway](), [payments]() ### AI overview This guide explains how merchant-of-record payouts move from customer payment through settlement and transaction aggregation to the final bank transfer. It covers payout cycles, deductions, holds, reserves, and timing considerations for cash-flow planning. ### Source excerpt A deep look at MoR payouts: cycles, deductions, thresholds, holds, reserves, and the timing reality founders need to plan cash flow correctly. ## White Label Payment Gateway: What It Is and Who Needs One DevFeed: [White Label Payment Gateway: What It Is and Who Needs One]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-04-13T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [API](), [Software](), [User experience (UX)]() Tags: [api](), [checkout](), [compliance](), [core](), [embedded-finance](), [gateway](), [integration](), [marketplaces](), [merchant-of-record](), [monetization](), [payment-gateway](), [payments](), [platforms](), [product](), [saas](), [ux]() ### AI overview This guide explains what a white label payment gateway is, which platforms may need one, what it does not solve, and how to evaluate branding, control, compliance, and integration tradeoffs. It distinguishes branded checkout and embedded payments from deeper payment facilitation and Merchant of Record requirements. ### Source excerpt Learn what a white label payment gateway is, when platforms need one, and how to evaluate branding, control, compliance, and integration tradeoffs. ## Payment Processing for Small Business: A Beginner's Guide DevFeed: [Payment Processing for Small Business: A Beginner's Guide]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-04-13T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Transactions]() Tags: [beginner](), [chargebacks](), [compliance](), [fees](), [gateway](), [guide](), [merchant-of-record](), [payment-gateway](), [payment-processing](), [payments](), [pricing](), [processor](), [small-business](), [tax](), [us]() ### AI overview A beginner-friendly guide explains how online payment processing moves money between customers and businesses, identifies the main parties involved, outlines flat-rate, interchange-plus, and merchant-of-record pricing, and describes related services and costs. ### Source excerpt A plain-language guide to payment processing for small businesses - how it works, what fees to expect, and how to choose the right processor for your needs. ## International Payment Gateway: Accept Payments From 220+ Countries DevFeed: [International Payment Gateway: Accept Payments From 220+ Countries]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-04-13T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Transactions](), [Software as a service](), [Software]() Tags: [compliance](), [cross-border-payments](), [europe](), [features](), [fraud](), [global](), [india](), [payment-gateway](), [payments](), [product](), [regulatory](), [requirements]() ### AI overview This guide explains how international payment gateways support global software sales through multi-currency processing, local payment methods, cross-border acquiring, currency settlement, and regulatory compliance. ### Source excerpt Learn how international payment gateways work, what features matter for global sales, and how to accept payments from 220+ countries without building complex infrastructure. ## Razorpay's Linked Payments Architecture for Combining Payment Methods DevFeed: [Razorpay's Linked Payments Architecture for Combining Payment Methods]() Original publisher: [Read original article]() Author: Vatsal Mehta Published: 2026-04-08T09:56:17Z Content type: article Language: en Sources: [Razorpay Engineering - Medium]() Topics: [Architecture & Design](), [Microservices](), [Transactions](), [Database]() Tags: [architectures](), [authorization](), [fintech](), [microservices](), [monolithic-architecture](), [payment](), [payment-gateway](), [payment-processing](), [payments](), [razorpay](), [recovery](), [technical](), [transactions]() ### AI overview Razorpay describes Linked Payments, an architecture that lets customers combine a gift card with card, UPI, or another payment method for one order. The article explains the resulting challenges around authorization sequencing, failure recovery, and split settlement across payment-method microservices. ### Source excerpt You have a $50 gift card. Your cart is $75. The checkout says "pick one payment method." This is a solvable problem. If you've ever tried to use a gift card for an online purchase, you know this frustration intimately. The gift card covers most of it, but not quite all. The checkout forces you to choose: use the gift card and abandon some items, or ignore the gift card and pay the full amount another way. Either choice feels wrong. This isn't a technical limitation of payment processing. It's an architectural one. Most payment systems treat each method as an isolated, complete transaction. You pay with a card OR UPI OR a gift card. The concept of composing multiple methods to fulfill a single order simply doesn't exist in traditional payment gateway architectures. At Razorpay, this limitation was costing merchants real money. Gift card redemption rates suffered because customers abandoned partial-value cards. Average order values stayed lower because customers couldn't combine store credit with additional payment. The business case for solving this was clear. That's why we built Linked Payments, a system that treats payment methods as composable building blocks. Customers can now use a gift card for $50, then cover the remaining $25 via card, UPI, or any other method. The system handles authorization sequencing, failure recovery, and settlement splitting automatically. The Complexity Hidden in "Just Combine Them" The challenge sounds simple until you consider what payment systems actually do. Traditional payment flows are beautifully simple. Customer initiates payment. System authorizes the full amount from one method. If authorization succeeds, capture the funds. Settle to the merchant. Either the payment worked or it didn't. One authorization, one capture, one settlement. Linked payments shatter this simplicity. Now you have multiple authorizations for a single order. Sequential dependencies where the second payment only happens if the first succeeds. Partial fail ## Accept Payments in Latin America: Methods, Challenges & Solutions for SaaS DevFeed: [Accept Payments in Latin America: Methods, Challenges & Solutions for SaaS]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-04-06T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [stripe]() Tags: [brazil](), [compliance](), [global-expansion](), [how-to](), [integration](), [merchant-of-record](), [payment-gateway](), [payments](), [saas]() ### AI overview This guide explains how SaaS businesses can accept payments across Latin America. It covers local methods such as PIX, boleto, OXXO, SPEI, PSE, and card installments, along with currency, tax, compliance, and operational considerations. It also discusses using a Merchant of Record to support regional payment requirements. ### Source excerpt How to accept payments across Latin America with local methods like PIX, OXXO, and Mercado Pago - plus compliance and currency guidance for SaaS sellers. ## How to Accept Payments in a FastAPI Backend DevFeed: [How to Accept Payments in a FastAPI Backend]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-03-29T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [FastAPI](), [Back end](), [Pydantic](), [Python](), [SDKs](), [API](), [Software as a service]() Tags: [api](), [async](), [backend](), [checkout](), [compliance](), [developer-tools](), [fastapi](), [how-to](), [merchant-of-record](), [payment-gateway](), [payments](), [python](), [sdk](), [swagger](), [tax](), [validation](), [verification](), [webhooks]() ### AI overview A tutorial on integrating Dodo Payments into a FastAPI backend. It covers asynchronous checkout sessions and webhooks, Pydantic request validation, signature verification, and using verified webhook events as the source of truth for payment state. ### Source excerpt Learn how to integrate Dodo Payments into your FastAPI backend with async webhook handlers, Pydantic validation, and secure signature verification. ## 10 Best Platforms to Sell Digital Products in 2026 DevFeed: [10 Best Platforms to Sell Digital Products in 2026]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-03-19T00:00:00Z Content type: tutorial Language: en Sources: [Dodo Payments Blog]() Topics: [Tool](), [Software as a service](), [stripe](), [Notion](), [pdf](), [Template]() Tags: [2026](), [business](), [comparison](), [compliance](), [digital-products](), [fees](), [fraud](), [global](), [merchant-of-record](), [payment](), [payment-gateway](), [payments](), [paypal](), [platforms](), [products](), [saas](), [small-business](), [stripe](), [tax](), [vat]() ### AI overview A guide comparing 10 platforms for selling digital products in 2026. It discusses pricing, features, global tax compliance, localized payments, fraud protection, and the distinction between payment gateways and Merchants of Record. ### Source excerpt Compare the 10 best platforms for selling digital products in 2026. Verified pricing, feature breakdowns, and which platform fits your business. ## Best Payment Gateway for SaaS 2026: Stripe vs Paddle vs PayPal vs 5 More DevFeed: [Best Payment Gateway for SaaS 2026: Stripe vs Paddle vs PayPal vs 5 More]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-03-10T00:00:00Z Content type: comparison Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [stripe](), [SDKs](), [.env]() Tags: [2026](), [alternatives](), [api](), [billing](), [card](), [comparison](), [compliance](), [cross-border](), [developer](), [fees](), [global](), [merchant-of-record](), [payment](), [payment-gateway](), [payments](), [paypal](), [pricing](), [saas](), [stripe](), [subscription](), [vs]() ### AI overview A comparison of payment gateways for SaaS businesses in 2026, covering transaction fees, international payments, tax compliance, subscription billing, payment recovery, dispute handling, and Merchant of Record versus payment service provider models. It also presents Dodo Payments as a unified option for global SaaS operations. ### Source excerpt Honest 2026 SaaS payment gateway comparison: real fees, MoR vs PSP, country coverage, dispute handling, and which one fits indie hackers, mid-market, and global SaaS. ## Best SaaS Billing Software in 2026: 9 Subscription Platforms Compared DevFeed: [Best SaaS Billing Software in 2026: 9 Subscription Platforms Compared]() Original publisher: [Read original article]() Author: Ayush Agarwal Published: 2026-03-06T00:00:00Z Content type: comparison Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [Software](), [stripe]() Tags: [2026](), [alternatives](), [billing](), [comparison](), [features](), [global](), [merchant-of-record](), [payment-gateway](), [pricing](), [saas](), [saas-billing](), [stripe](), [subscription](), [subscription-billing](), [subscriptions](), [tax](), [usage-based-billing]() ### AI overview A comparison of nine SaaS subscription billing platforms, covering pricing, usage-based billing, global tax compliance, revenue recovery, and Merchant of Record coverage. It contrasts Merchant of Record services such as Dodo Payments and Paddle with billing engines such as Chargebee, Stripe Billing, Recurly, Zuora, Orb, and Lago. ### Source excerpt Best SaaS billing software compared: 9 platforms ranked by pricing, usage-based billing support, and Merchant of Record coverage for 2026. ## Razorpay Review 2026: Features, Pricing, Limits for SaaS DevFeed: [Razorpay Review 2026: Features, Pricing, Limits for SaaS]() Original publisher: [Read original article]() Author: Joshua D'Costa Published: 2025-11-19T00:00:00Z Content type: opinion Language: en Sources: [Dodo Payments Blog]() Topics: [Software as a service](), [Binance]() Tags: [alternatives](), [api](), [features](), [india](), [net](), [net-11](), [payment-gateway](), [pricing](), [razorpay](), [review](), [subscription]() ### AI overview This review examines Razorpay as an India-focused payment gateway for SaaS companies, covering its local payment coverage, APIs, pricing considerations, recurring billing, and limitations for global collections and compliance. It also discusses when a merchant-of-record provider may be a better fit. ### Source excerpt This Razorpay review covers pricing, international collections, recurring billing limits, and when Indian SaaS teams need a merchant-of-record alternative in 2026. ## Tazapay Review 2026: Pricing, Features and Limits DevFeed: [Tazapay Review 2026: Pricing, Features and Limits]() Original publisher: [Read original article]() Author: Joshua D'Costa Published: 2025-11-12T00:00:00Z Content type: comparison Language: en Sources: [Dodo Payments Blog]() Topics: [Transactions](), [Software as a service]() Tags: [2026](), [alternatives](), [banking](), [comparison](), [cross-border](), [cross-border-payments](), [gateway](), [global](), [merchant-of-record](), [payment-gateway](), [payments](), [pricing](), [review](), [saas]() ### AI overview A review of Tazapay, a Singapore-based cross-border payments and escrow provider. It examines the platform's pricing, collections, virtual accounts, escrow, payouts and foreign-exchange model, and explains why it may be less suitable for SaaS businesses needing a merchant of record. ### Source excerpt What is Tazapay? A Singapore-based cross-border payments and escrow provider. This review covers its pricing structure, features, payout and FX model, and where it falls short for SaaS teams that need a merchant of record.